jrinco11,
By default, the OBi is configured to ring the PHONE Port when any call comes into the OBi. While the OBi's PHONE Port is ringing, the incoming call remains unanswered. If nothing connected to the OBi's PHONE Port picks up, the incoming call will not be answered by the OBi in any way. Only if something on the OBi's PHONE Port takes action (like a human picking up the phone or an answering machine taking the call) will the incoming call be answered and bridged to the OBi's PHONE Port. By default, the Auto Attendant does not come into play and does not automatically answer incoming calls. There is no need to disable the Auto Attendant.