I used an OBi110, not behind surge protection, (don't recommend this) from 2011-2013. Then a lightning storm took out its FXS port. (I guess - the timing was awfully coincidental.)
From 2013-2014 I used a second OBi110 behind surge protection for both power and POTS. For some unknown reason, my POTS line suddenly had fluctuating loop current and fried it. It also fried my backup OBi110 before I figured out what the problem was.
I bought a loop current regulator and used that with a fourth OBi110. (Order was POTS->Surge protector->Loop current regulator->OBi110.) I still use that OBi110 today, though no longer with a POTS line. Late last year my ILEC upgraded their infrastructure and now the internet here is reliable enough to use for VoIP.
I've never had an OBi device spontaneously stop working. All failures I've had were due to external influence.